01 / COST
Fees & services
See reported costs alongside the services behind them. Identify what to ask about what your plan pays and what it receives.
Understand the arrangement.
A focused perspective on retirement plans
Your 401(k).
A clearer
perspective.
A good retirement plan deserves thoughtful attention. Understand its costs, the support behind it, and the questions worth asking next.
For business owners, finance leaders, and HR teams.
W / RPLOOK AHEAD.
The Wexley perspective
Clarity today.
Considered decisions
for tomorrow.
01 Reported costs & services
02 Provider relationships
03 The employee experience
A plan with a purpose
You have a business to run.
Your plan deserves a clear view.
Your 401(k) touches people, finances, and everyday operations. Bringing those perspectives together is a useful place to start.
For the bigger picture
Know where your
attention matters.
You don’t need another stack of paperwork. You need to understand the plan’s arrangements and which decisions deserve your involvement.
- A clear starting point for evaluating the plan
- Questions to bring to your existing providers
- A practical view of what comes next
For a more useful comparison
Put costs and services
in context.
A number is more useful when you know what sits behind it. Bring the reported figures and provider questions together for your next plan conversation.
- Reported expenses with their source and limitations
- Questions about fees and service arrangements
- A focused starting point for your committee
For the people behind the plan
Make the next
conversation easier.
Keep the employee experience and your team’s workload in view. Organize the questions that matter, with a clear understanding of who can help answer them.
- Enrollment, education, and support questions
- Clarity around provider responsibilities
- A manageable starting point for your team
The plan review
Start with better questions.
Get a clearer perspective.
A focused review brings three parts of your plan into view. Public filings are a starting point; current documents and conversations fill in the picture.
02 / OVERSIGHT
Plan oversight
Bring responsibilities into focus—from provider relationships to the information your team needs for its next review.
Make responsibilities clearer.
03 / PEOPLE
The employee experience
Consider how the plan supports the people who use it, and where enrollment, education, or day-to-day support deserves a closer look.
Keep the purpose in view.
A useful starting point. A thoughtful conversation.Request your review
Your plan, in perspective
A number is a start.
Context is the next step.
Put your reported plan expenses into two useful measures. Use your own figures, or explore the example shown here.
This is arithmetic, not a fee benchmark. It doesn’t tell you whether costs are reasonable or services are sufficient.
Discuss your figuresThe cost perspectiveIllustrative example
Reported expenses / assets0.40%40 basis points annually
Reported expenses / participant$267per year, based on your inputs
Enter valid figures above to see the calculation.
Reported expenses may exclude investment charges and costs paid directly by the employer. Figures shown aren’t a quote, a savings estimate, or a complete measure of plan cost.
A straightforward process
A little perspective.
A considered
next step.
Start with a conversation about your plan. There’s no commitment to replace a provider or begin an advisory engagement.
Let’s take a look- 01
Tell us about your plan.
Share your company, your role, and what prompted you to take a closer look.
- 02
Bring the information together.
Start with available filing information and confirm what else is needed to understand the current arrangement.
- 03
Consider what comes next.
Discuss the questions that matter, what deserves further review, and whether additional support would be useful.
Before we begin
Good questions.
Clear answers.
A review should make things easier to understand. That starts here.
We already have an advisor. Is a review still useful?
A review can help organize questions for your existing advisor and committee. Requesting one does not commit you to replacing a provider.
Would we need to change recordkeepers?
A review starts with understanding the current arrangement. Any proposed change would depend on your plan, its needs, and the scope of a later engagement.
What do you need to get started?
Your company name, business email, approximate plan size, and the question you want to explore. Please don’t submit employee records, Social Security numbers, or account credentials.
Can public filings tell you everything about our plan?
They provide a useful starting point. Current fees, service agreements, investment options, and other details may require additional information from your team or providers.
Am I committing to an engagement?
No. Submitting a request starts a conversation. Any scope of work, fees, and advisory relationship would be agreed separately before an engagement begins.
Your next step
Let’s bring your
plan into focus.
Tell us a little about your company’s 401(k) and what you’d like to understand. We’ll start there.
A conversation about your plan.
No commitment to change providers.
A clearer perspective starts here
Your request
has been received.
Thank you for telling us about your plan. Keep this reference for any follow-up about your request.
Your reference
Choose a conversation time